No, you do not need to take out separate insurance yourself. Felyx arranges the mandatory third-party liability insurance for you, including an excess as explained below:
What is covered
- Coverage for damage to third parties (property and injury) caused by you during the ride
- Felyx liability insurance covers a maximum of €500 excess per claim
What is your excess?
- A standard excess of $500 applies to damage to third parties
- Damage to the scooter itself is not insured—you are liable for this yourself
- No coverage for intentional or reckless damage; you will then be held fully liable
When does the insurance expire?
- In the event of accidents under the influence of alcohol or drugs: full excess and possible criminal consequences